Meet Carlo Garcia. He is not rich, but the spirit by which he lives makes him wealthy beyond description. He is making a difference through small but significant ways, by giving each day to a charity. He does not have a vast inheritance, nor does he have a seven-figure salary. Please follow the link to the article about him, and think about how you might make a difference as well. In this country, there should be no one hungry, no one homeless, no one desperate to eek out an existence. We can all make a difference. I wish all of you contentment and peace, and the good health to enjoy it now, and in the coming year.